:root{--skf-primary:#2563eb;--skf-primary-dark:#1d4ed8;--skf-bg:#f8fafc;--skf-card:#ffffff;--skf-border:#e5e7eb;--skf-text:#1f2937;--skf-muted:#6b7280;--skf-radius:18px;--skf-shadow:0 10px 30px rgba(0,0,0,.06)}.skf-legal-page{background:var(--skf-bg);color:var(--skf-text)}.skf-container{width:min(1200px,92%);margin:auto}.skf-legal-hero{padding:80px 0;background:linear-gradient(135deg,#0f172a,#1e3a8a);color:#fff}.skf-legal-badge{display:inline-flex;align-items:center;padding:8px 18px;border-radius:100px;background:rgb(255 255 255 / .12);backdrop-filter:blur(8px);font-size:14px;font-weight:600;margin-bottom:22px}.skf-legal-title{margin:0;font-size:48px;line-height:1.15;font-weight:800}.skf-legal-subtitle{max-width:760px;margin:24px 0;font-size:18px;line-height:1.8;opacity:.92}.skf-last-updated{display:inline-block;padding:12px 18px;border-radius:12px;background:rgb(255 255 255 / .12);font-size:15px}.skf-legal-wrapper{padding:70px 0}.skf-legal-grid{display:grid;grid-template-columns:280px 1fr;gap:40px;align-items:start}.skf-legal-sidebar{position:sticky;top:100px}.skf-card{background:#fff;border-radius:18px;padding:28px;box-shadow:var(--skf-shadow);border:1px solid var(--skf-border)}.skf-card h3{margin-top:0;margin-bottom:18px;font-size:22px}#legal-toc ul{list-style:none;margin:0;padding:0}#legal-toc li{margin-bottom:12px}#legal-toc a{color:var(--skf-muted);text-decoration:none;transition:.25s;line-height:1.5}#legal-toc a:hover{color:var(--skf-primary)}.skf-legal-content{background:#fff;padding:50px;border-radius:22px;border:1px solid var(--skf-border);box-shadow:var(--skf-shadow)}.skf-legal-content h2{margin-top:60px;margin-bottom:18px;font-size:34px;line-height:1.3}.skf-legal-content h3{margin-top:36px;margin-bottom:16px;font-size:24px}.skf-legal-content p{margin:18px 0;line-height:1.9;color:var(--skf-text)}.skf-legal-content ul,.skf-legal-content ol{margin:20px 0 24px 24px}.skf-legal-content li{margin-bottom:12px;line-height:1.8}.skf-legal-content strong{color:#111827}.skf-legal-content a{color:var(--skf-primary);text-decoration:none}.skf-legal-content a:hover{text-decoration:underline}@media(max-width:992px){.skf-legal-grid{grid-template-columns:1fr}.skf-legal-sidebar{position:relative;top:0}}@media(max-width:768px){.skf-legal-hero{padding:60px 0}.skf-legal-title{font-size:34px}.skf-legal-subtitle{font-size:16px}.skf-legal-content{padding:30px}.skf-legal-content h2{font-size:28px}}.skf-legal-section>*:first-child{margin-top:0}.skf-legal-section>*:last-child{margin-bottom:0}.skf-legal-content table{width:100%;border-collapse:collapse;margin:30px 0;background:#fff;border:1px solid var(--skf-border);border-radius:12px;overflow:hidden}.skf-legal-content th,.skf-legal-content td{padding:14px 18px;border-bottom:1px solid var(--skf-border);text-align:left;vertical-align:top}.skf-legal-content th{background:#f8fafc;font-weight:700}.skf-legal-content tr:last-child td{border-bottom:none}.skf-legal-content blockquote{margin:30px 0;padding:20px 24px;border-left:4px solid var(--skf-primary);background:#eff6ff;border-radius:10px;font-style:italic}.skf-legal-content code{background:#f3f4f6;padding:2px 6px;border-radius:4px;font-size:.9em}.skf-notice{margin:32px 0;padding:22px;border-radius:14px;border:1px solid #bfdbfe;background:#eff6ff}.skf-notice h3{margin-top:0;margin-bottom:10px}.skf-warning{background:#fff7ed;border-color:#fdba74}.skf-success{background:#ecfdf5;border-color:#86efac}.skf-cta{margin-top:60px;padding:40px;text-align:center;background:linear-gradient(135deg,#1e3a8a,#2563eb);color:#fff;border-radius:20px}.skf-cta h2{margin-top:0;color:#fff}.skf-cta p{color:rgb(255 255 255 / .9)}.skf-cta a{display:inline-block;margin-top:20px;padding:14px 26px;background:#fff;color:#1e3a8a;border-radius:10px;text-decoration:none;font-weight:600;transition:.25s}.skf-cta a:hover{transform:translateY(-2px)}.skf-legal-content hr{border:0;border-top:1px solid var(--skf-border);margin:50px 0}.skf-legal-content img{max-width:100%;height:auto;border-radius:12px}@media (max-width:768px){.skf-legal-content table{display:block;overflow-x:auto;white-space:nowrap}.skf-card{padding:20px}.skf-cta{padding:30px 20px}}@media print{.site-header,.site-footer,.skf-legal-sidebar{display:none!important}.skf-legal-grid{display:block}.skf-legal-content{box-shadow:none;border:none;padding:0}.skf-legal-hero{background:#fff;color:#000;padding:20px 0}}.skf-legal-content a:focus{outline:2px solid var(--skf-primary);outline-offset:3px}.skf-legal-content ::selection{background:#bfdbfe}html{scroll-behavior:smooth}.skf-breadcrumb{margin-bottom:20px;font-size:15px;opacity:.9}.skf-breadcrumb a{color:#fff;text-decoration:none}.skf-breadcrumb span{margin:0 6px}.skf-legal-content h2:first-of-type{margin-top:0}.skf-contact-actions{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin:28px 0}.skf-contact-btn{display:flex;flex-direction:column;gap:5px;padding:20px 22px;border:1px solid var(--skf-border);border-radius:14px;background:#f8fafc;text-decoration:none!important;transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}.skf-contact-btn:hover{transform:translateY(-2px);border-color:#93c5fd;box-shadow:0 10px 25px rgb(15 23 42 / .08)}.skf-contact-btn-title{font-size:17px;font-weight:700;color:#0f172a}.skf-contact-btn-text{font-size:14px;color:var(--skf-muted);overflow-wrap:anywhere}.skf-contact-note{margin-top:20px!important;padding:16px 18px;background:#f8fafc;border-left:3px solid var(--skf-primary);border-radius:8px}@media (max-width:640px){.skf-contact-actions{grid-template-columns:1fr}.skf-contact-btn{padding:18px}}}